Our Mission

To free you from debt and help you be Money-Smart so you can live your best life

Who we are

We are master Jedi accountants, and for free we share our knowledge.

  • We’re experts at solving debt problems and we can advise on any situation.
  • We never judge and we won’t criticize your past. We know debt problems can happen to anyone and we are solely focused on building you a brighter future.
  • We are licensed by the federal government and so we are able to provide you with all the legal options available to you to reduce your debt.
  • We have over 20 years experience at this, so we have seen it all, and know what to do.
  • We keep it simple and explain your options thoroughly so you can feel confident in your plan.
  • We don’t just reduce your debt, we teach you how to build a better spending plan, and repair your credit so you can have a healthy relationship with debt for the rest of your life.
  • We’re local and we make it super convenient, you can get our help from the comfort of your living room.
  • We promise to always do what we say we are going to do.
  • We’re good people helping good people.
  • After talking with us you will feel better, because knowledge of your options is the antidote to fear.

About Darrin

Darrin has worked as a Chartered Professional Accountant and Trustee in Bankruptcy for over 20 years. During this time, he has assisted thousands of clients just like you to improve their personal finances. This experience has given him unique insights into the causes of personal finance problems, the challenges people face to change their behaviour and the steps you need to take to achieve your money goals.

Darrin’s true passion is helping people achieve life changing benefits by sharing his simple, practical personal finance strategies and behavioural coaching.

Darrin grew up on the family farm in Manitoba, so at an early age he came to understand the importance of money management and emergency reserves. He realized the farming life was not for him, but he found his calling in math, accounting, taxes, and all things financial.  Darrin currently lives in Kelowna B.C. with his wonderful wife Michelle and their three all consuming children, Sarah, London, and Luke.    

We’ve got the skills to clear up your bills.

Let us do the work to reset your debt and help you live Debt-Smart.  You’ll be glad you did! 


We believe in living Money-Smart so you can live a richer, happier more meaningful life.

If you believe what we believe then we would like to work with you!

We believe debt problems are easily fixed and your health and your relationships with loved ones are what’s really important.

We believe debt problems can happen to anyone, and are not an indication of one’s character or success in life.

We believe life is too short to let debt ruin one more day.

We believe debt does not have to be a life sentence, and everyone deserves a fresh start.

We believe there are much better things to do with your money than pay interest and debt payments. 

We believe debt happens. Get over it, best to focus on building a better future.

We believe everyone, no matter their education or their income level,  can learn to conquer their debt and live DEBTSMART.

We believe that you don’t have to go down with the ship, hit the reset button and get a fresh start.

We believe it is not a sign of failure to seek help with your debt problems but rather a very smart move.

We believe it is not normal to have all your money go to pay debt, you don’t need to live that way.

We believe there are good options to get relief from your debt and you shouldn’t feel bad for using them.

We believe that when you are in a hole you should stop digging and reach out for help.

We believe that while no one wants to go bankrupt, paying only minimum payments on your debt and struggling to buy necessities is no way to live.

Live Debt-Smart

If you feel debt is stopping you from getting what you want in life, then it’s time to take action. We know you can do it. Let us show you how. 

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