We can reset all of your unsecured debts

Credit Cards

Can only afford minimum payment? We'll help you get off the debt treadmill!

Tax/Government Debt

We can deal with CRA because we know they can be nasty!

Payday Loans

These loans have ridiculously high interest rates. We can eliminate them!

Student Loans

These big loans can be impossible to pay off. We can help with this debt and give you a brighter future!

Business Debts

We can reset your business debts and help you decide if you should continue with the business or shut it down.

ICBC Debts and Miscellaneous Bills

We can eliminate or reduce all your miscellaneous debts and make you debt free!

Our Debt Reset Process
We make it easy and simple

In one short consultation, we will learn about your situation, review your options, and develop a personalized debt solution tailored to your needs. We make it straight-forward and explain it thoroughly so you can feel confident in your decision. With offices in both Kelowna and Penticton, Darrin is dedicated to helping people all over the Okanagan overcome their debt.


your options to determine which one is right for you.


your debt, get a fresh start and free up your money.


your spending plan and decide what to do with your extra cash.


your credit for your future borrowing.

How will it benefit me?

Consumer Proposal

A consumer proposal will reduce your debt and consolidate it all into one affordable monthly payment. We are typically able to cut debt by 80% and eliminate the interest, which will save you a lot of money. Instead of being stuck on a treadmill of payments getting nowhere, 100% of each payment goes towards the principal with a consumer proposal, so with each payment you are quickly climbing out of your debt hole. A consumer proposal allows you to deal with your debt without wrecking your credit and will allow you to avoid having to file bankruptcy.


Bankruptcy wipes out all your debt. Period. Bankruptcy gives you a fresh start, stops all collection actions and protects your income and assets from your creditors. Instead of making debt payments for years and wasting your much needed money on interest, you can now use your money to build a brighter financial future for you and your family.

Build Back Better

When you file a consumer proposal or bankruptcy with Darrin, you also get 2 free debt counselling sessions where he will teach you how to improve your credit score and be better with your money.

Why choose us?

  • We love our job and it shows!  We are positive, optimistic debt cutting ninjas and we have the expertise to cut your debt down to size.

  • We don’t stop once your debt is reset!  We will help you secure a brighter future by advising you on:

    • How to live money-smart.

    • How to repair your credit.

Our debt service is F.A.S.T.



We're polite, helpful and we never judge.


We provide our advice freely and make ourselves available more than our spouses would like!


We explain everything thoroughly and make sure your options are well understood.


With over 20 years experience, we have helped thousands of others just like you become debt free.

What Our Fans Say

Darrin was a lifesaver!  He solved my debt problems and gave me hope again in my future.

Student Debtor

I was so tired of always telling my kids no.  Darrin helped free up room in my budget so now I can say “Yes”!

Single Parent

My business was in trouble and I didn’t know if I should shut it down.  Darrin was able to sort out all the issues and figure out what was best for me.

Business Owner

I was embarrassed.  I never thought I would be in financial trouble.  Darrin was super helpful and positive and helped me realize this can happen to anyone.

Job Lossee

After my divorce, Darrin’s easygoing, genuine personality was just what I needed.  I really regret not coming to get help from him sooner.


What are you waiting for? WE CAN HELP!

Your first step to a debt free life starts here!

Our debt reset process is easy to understand, easy to apply and easy to complete, which makes it easy to love.

To see if you are eligible for a debt reset couldn’t be simpler:

  1. Fill out some basic financial information.
  2. Email it to us.
  3. Get a free, confidential assessment with Darrin.

Get Help Now!